Ripple SEC Deal Could Skyrocket XRP Price to $13 — Will Retail Traders be Priced Out?

As reports emerge that the SEC may soon settle its long-running dispute with Ripple Labs, the cryptocurrency world is filled with anticipation.

Investors speculate that clearing this legal cloud, combined with the possibility of a potential XRP ETF approval, could drive XRP’s price from its current $2.31 level to a range between $7 and $13.

XRP/USDT| TradingView

Some long-term analysts even project a sky-high target of $333, although immediate gains remain the focal point.

The crypto market, now valued at approximately $2.5 trillion, sets a dynamic stage for XRP. With a circulating supply of about 50 billion tokens, XRP’s market capitalization sits around $138 billion—a figure that could balloon dramatically if regulatory uncertainties dissipate.

Ripple V. SEC Case to Conclude?

Industry insiders suggest that a settlement may resolve a potential $125 million penalty and lift existing sales restrictions, ultimately paving the way for renewed investor confidence.

Crypto analysts have noted historical patterns in similar legal developments. Positive rulings have previously led to swift, significant price jumps. In this case, analyst @TheCSCrypto predicts a surge to anywhere between $7 and $13 per token.

XRP/USDT Chart|Source: Zach Reactor X

Such a leap would attract broader institutional interest. However, despite the optimistic forecasts, many retail investors are exercising caution. Zach Rector notes that smaller investors await confirmed headlines before making decisive moves.

Recent surveys backup this trend: only a minority of retail investors plan to buy additional XRP in the near term, while many prefer to hold or even exit positions.

Will Retail Traders be Priced Out?

This hesitance could be costly if larger players and “whales”—already responsible for a 30% uptick in trading volume and a 20% increase in large transactions—continue to ramp up their positions.

Adding further intrigue to XRP’s prospects are its built-in utilities. Ripple now offers a 5% annual staking yield, incentivizing long-term holding and adding a layer of real-world value to the token.

Additionally, XRP’s transaction fees remain remarkably low at just $0.0001, making it a desirable option for cross-border payments. These practical benefits and growing support from crypto-friendly regulatory environments like Dubai bolster XRP’s case as more than just a speculative asset.

XRP appears poised at a pivotal juncture as the potential Ripple-SEC settlement looms. A favorable resolution could unleash a substantial rally, positioning XRP among the elite digital assets in the market.